Don’t buy a home in Roseburg until you read this! Get pre-approved for the Keller Mortgage ZeroPlus Mortgage, and get a low rate, no cost mortgage loan, plus $1,000 credit at close!
Keller Mortgage recently announced that their ZeroPLUS No Cost Mortgage loan is now available to Roseburg home buyers, but there is a catch…
This home loan is offered exclusively to Keller Williams Realty buyers and sellers. Just one more reason to buy or sell your next home with a Keller Williams Umpqua Valley broker.
Get Pre-Approved For A No Cost Keller Mortgage
Anyone can pick up the phone and call a lender to get an over-the-phone pre-qualification. Keller Mortgage loan officers go an extra step to give you an actual pre-approval. In fact, your information will be reviewed by a loan underwriter before they even issue the pre-approval.
What’s this mean to you? It means you get the most solid pre-approval possible, which will help you at the negotiation table when you make an offer.
Pre-approval is easy, just follow these 3 steps…
Step 1. Grab your mobile phone and text “kw2y02tdb” to 87778.
Step 2. You will get a text back within a few minutes with a link to my app. Click Link To Continue.
Step 3. Once you have the app on your phone, just click the “SKIP FEES” tab and continue
Even If The Seller Pays Buyer’s Closing Costs, The Buyer Still Pays Them
The average buyer’s side closing costs, lender fees, and prepaid fees usually come in right around 3% of the purchase price. The average home sale price in Roseburg is currently $211,400, which means the average buyer’s side closing costs would be $6342.00.
Common Mortgage Fees Include:
- Origination Fee.
- Underwriting Fee.
- Processing Fee.
- Transaction Fee.
- Rate Lock Fee.
Even if the seller agrees to pay your closing costs, you are still paying them. In reality, you are just financing the closing cost into your loan. With that in mind, it will cost you much more than $6,000 as you will be paying interest on that $6,000 for the life of your mortgage.
Not only that, but home sellers are typically less likely to negotiate the price downward when they pay buyer’s closing cost than when they don’t. So, the buyer ends up paying a higher price for the house to cover their closing costs.
In what universe is that a good financial decision? (yes sarcasm added)
How Much Can A Buyer Really Save W/ Keller Mortgage No Cost Mortgage
How would you like to save $5,000 or $6,000 (ave.) on your next home purchase? Sounds hyped up, I know, but it’s true. Here’s why.
Keller Mortgage ZeroPlus No Cost Mortgage Benefits Home Buyers and Sellers!
- Low Rate.
- Fast Pre-Approval.
- No Cost and Zero Lender Fees. That means you don’t have any of the common lender fees listed above.
- Plus $1,000 Closing Credit. (use to pay 3rd parties like appraiser l, inspections, etc.)
- Buyers Get A Better Deal.
- Seller’s Net More.
Two Awesome Facts About Keller Mortgage ZeroPlus Mortgage
- If the sale fails to close, you don’t pay for the appraisal!
- The No Cost No Fees means you don’t need to ask the seller to pay buyer’s closing costs, which makes it easier to negotiate a better price!
Keller Mortgage ZeroPlus No Cost Mortgage Is A No-Brainer
In my opinion, the Keller Mortgage ZeroPlus no cost mortgage is a no-brainer, but it is exclusively for Keller Williams Realty clients. In other words, you need to be either a Keller Williams buying client OR a the home you are purchasing must be listed with Keller Williams Umpqua Valley.
Let’s get you pre-approved for the no cost mortgage through Keller Mortgage and find you a home you’ll love!
Get pre-approved, Just text “kw2y02tdb” to 87778, or email me here.
Keller Mortgage ZeroPlus Client Testimonials
“I shopped around at several of the big players in the mortgage market, but found Keller Mortgage to have the best rates/fees and the most transparency.”
– Hunter LeDonne
“We received quotes from our bank, a few different credit unions, and also Keller Mortgage. Keller Mortgage offered the best rate and closing costs, of all options, and their customer service has been fantastic. Using Keller Mortgage has been a huge win-win for my family, and I would be proud to recommend their services to anyone interested in buying a home.
– Adam Hughes
Troy Schuyler is a licensed real estate broker at Keller Williams Umpqua Valley in Roseburg OR.
Go questions? Just ask.